Many, if not most, owners of micro or mini businesses just rely on their own personal auto insurance coverage for their car, even if they use that car for business. However, you really should examine the limits of a personal car insurance policy. Many of us bought car insurance years ago and, honestly, cannot remember what we specified when we took out the policy.
However, if you use your car for business, and especially if you let other employees use that car, your personal coverage may not be enough. You really should look into the need for commercial car insurance, or at least into adding a business rider onto your personal policy.
[tag]business, car insurance, commercial insurance[/tag]
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