You can prepare for unemployment. A bit of preparation can turn a time off work into an opportunity instead of a crisis. We are seeing people lose their jobs, and then lose their good credit and homes. But others are lucky enough to be able to start their own business or find a better job, and say they were better off being forced to move out of their old comfort zone.

Of course, paying down debt, having some savings to cover expenses, and keeping your network and skills up to date are important things to do to prepare for a job loss. It is also to prepare yourself emotionallyf. Some people have their entire social lives at work, as well as their financial lives. Most of the time layoffs are anything but personal. So think about what friends you have, and who you would call, if you suddenly found the office door locked!

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